What kind of adult are you trying to raise?
Confidence isn't given. Responsibility isn't taught through lectures. Capability is built one small moment at a time. earnt. helps families turn everyday responsibilities into the life skills children carry forever.
Free for 7 days. We never touch your money. Cancel in two taps. iOS & Android.
That's it. From birth to the day they move out — about 940 Saturdays. If your child is 8, more than 400 are already behind you.
earnt. isn't about squeezing more out of the ones that are left. It's about letting a few small moments each week quietly build the adult they're becoming — before the door closes behind them.
Modern parenting is relentless. It's almost always faster to pack the bag, tie the shoes, clean the room, settle the argument, fix the mistake. To remind, organise, rescue. Every one of those moments comes from love. But quietly, over years, they can shrink the space a child has to build capability of their own. earnt. exists to help you hand a little of that responsibility back — one small, doable step at a time.
You're raising a whole adult — one who will one day live a long way from your reminders.
"They've never really run their own day. The washing, the budgeting, the hard conversations — all still land back on you, just from further away. You worry, quietly, whether they're okay."
"They pack their own life. They handle money without panic. When something breaks, they sort it. They call because they want to — not because they need rescuing. And you feel it: they're going to be alright."
The difference was never one big talk. It was a thousand small moments — started early, at home, while it was still safe to get it wrong.
earnt. gives you a simple, gentle system for building four things that matter for the rest of their lives.
Children take on real, meaningful responsibilities — not because they're forced to, but until responsibility becomes part of who they are.
Confidence grows from doing hard things, not hearing kind words. Every responsibility they own becomes quiet evidence: "I can do hard things."
Money becomes a practical lesson, not a lecture. Earn, save, spend, give, invest — real decisions, real consequences, real learning.
Cooking, laundry, packing, planning, the ordinary business of a day — children gradually become capable of running their own lives.
Open the app and the first thing you see isn't a balance — it's your child's Capability Score, climbing every time they step up.
Capability beats convenience.
Every time.
The Harvard Grant Study — the longest study of human development ever conducted.
Underneath the philosophy sits everything a family needs to actually live it. The features aren't the point. They're just what makes the point happen.
"He's started noticing jobs that need doing — without being asked."
The moment responsibility becomes theirs"She packed her own bag for camp. Every item. On her own."
The moment independence clicks"They're saving up for things now, instead of asking us to buy them."
The moment money makes sense"When something went wrong, she sorted it out herself."
The moment they bounce backThese are the kinds of moments parents describe — the everyday proof that capability is being built. As real families share theirs, they'll live here.
A free 3-minute check on where your child is genuinely ready — and where to focus next.
Take the free quiz → 🎁7 money & life lessons every kid needs — plus an age-by-age cheat sheet for the fridge.
Get the guide → 🏠See what everyday earning and investing — learned young — could actually add up to.
Try the calculator →There's a free plan you can stay on. Or try Pro free for 7 days, then $49/year — cancel anytime in your store settings.
Chores are the mechanism, not the mission. The point is capability — a child who can take responsibility, handle money, finish what they start, and step up without being asked. earnt. uses everyday jobs and money as the daily practice that quietly builds it.
That's exactly the point of earnt. — it's built to give you time back. It carries the reminding, tracking and nagging, and hands responsibility to your kids instead of you. Setup takes about 3 minutes. After that, it runs quietly in the background.
Not the way earnt. does it. Some things are Family Jobs — done simply because you belong here. Others are paid jobs, earned through real effort. Kids learn the difference between contributing and earning, exactly like the adult world.
Most kids are surprised how much they like it — real goals, real money, real progress they can see. Start with one or two things they choose, keep it light, and let the wins build. You're not forcing capability; you're making room for it.
Not at all. Earlier is easier, but starting at any age beats not starting. Teens often love the independence and the goals — saving for things they actually want, running more of their own lives.
No — on purpose. earnt. tracks what your child has earned and shows the split. You transfer the real money through your own banking app on payday. We never touch your money, and you stay in complete control.
Yes. We collect only what we need to run the app. We never sell your data or share it with advertisers. Everything is stored encrypted on Google Firebase. You can delete your account and all data anytime.
Yes. Cancel through your App Store or Play Store subscription settings. You keep access until the end of your billing period, then drop back to the free plan.
I built earnt. because of my own two kids.
I kept catching myself doing everything for them — packing the bags, fixing the mistakes, reminding them for the tenth time — all from love, and all quietly robbing them of the chance to become capable on their own.
I didn't want to hand them a childhood of ticked boxes. I wanted to hand them a life they could actually run. So I made the simple system I wished I'd had: one that turns ordinary weeks into the small reps that build a capable, confident adult.
That's the whole mission — helping families raise capable humans. If that's what you want for your kids too, I'd love for you to try it.
You've got about 940 Saturdays. Start using the ones that are left — set up in 3 minutes, and begin handing life back, one small moment at a time.
Start Raising Capability7 days free, then $49/year. Cancel anytime in your App Store or Google Play settings.
We collect only what we need to run earnt. We never sell your data. We never share it with advertisers. Your family's information stays with your family.
earnt is a family chore and financial education app built in Queensland, Australia. Contact us at hello@earnt.money
Account information (email and password), family data (names, ages, avatars), and app data (chores, earnings, goals, bucket balances). We do NOT collect photos, location data, or advertising identifiers beyond what's required for install tracking.
Children's data is associated with the parent's account and controlled entirely by the parent. We do not create independent accounts for children. We comply with COPPA. Parents can delete all data at any time.
To provide the earnt service, sync data across devices, send account emails, troubleshoot issues, and process subscription payments via Apple or Google.
Your data is stored using Google Firebase, encrypted in transit and at rest. Delete your account and all data is removed within 30 days.
We use Google Firebase (database and auth), Apple App Store and Google Play (payments), and RevenueCat (subscription management).
You can access, correct, delete, or export your data at any time. Email hello@earnt.money. We respond within 30 days.
By using earnt, you agree to these Terms. You must be 18+ to create an account. Children use earnt under parental supervision.
earnt Pro is $4.99 AUD/month or $49 AUD/year, billed through Apple or Google. Subscriptions auto-renew unless cancelled at least 24 hours before renewal.
earnt is for family chore management only. Do not reverse engineer, copy, or use the app for commercial purposes without written consent.
Safety tips are general guidance only. earnt accepts no liability for injuries from chores. Parents are responsible for assessing chore safety for their child.
Refunds are handled by Apple or Google according to their policies.
We're a small team based in Queensland. We respond to every email within 24 hours.
Simple, science-backed lessons you can teach this week — plus an age-by-age cheat sheet for the fridge.
Backed by 75 years of Harvard research on adult success
Printable cheat sheet for the fridge — age by age
Takes 5 minutes to read. Lasts a lifetime.
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Email us at hello@earnt.money with the subject "Delete My Account" and include the email address on your earnt. account. We'll confirm deletion within 48 hours.
What gets deleted: Your account, family profile, all kids' data, chore history, earnings records, and goals.
What we retain: Transaction records required by law for up to 7 years.